The 65 Problem

Do you want a problem? OK – I’ll give you a problem – We are fixated on the number 65. We plan to retire at 65 AND start collecting “entitlement” checks at 65.

Now, the spirit of providing for the truly elderly is wonderful and kind. The problem is that as a population we are living for 20 years longer than the so-called retirement age of 65.

The issue has to do with the actuarial tables of 1935! In 1935, at the creation of the Social Security Act, the average life expectancy in America was…65! The intention of social security was for Americans to be assisted just as soon as they died!

In 2009, we read relentlessly about massive unsustainable deficit spending primarily supporting pensions and benefits to an increasingly large aging population. This is raising our taxes and onerously mortgaging the future generations of this country

The solution to unsustainable government budgets will be The Ranks Members. Our economy will call upon our over 65’s, over 75’s and maybe over 85’s to contribute and produce!

The onset of social security and pensions at age 65 will have to transition upwards -  The only question is how prepared will the 60+ population be for the inevitable.

The Mission of The Ranks is preparing today’s Moms and Dads, Grandmothers and Grandfathers, trainers and medical professionals with grown-up physical education to be great 85 year olds.

To grow as a nation the mentality around the number 65 must grow as well….